Tuesday, January 02, 2007

New Year's Resolutions

I'm working on my list on New Year's Resolutions, and the big one this year (aside from continuing on the Rice Diet) will be to improve my finances. This is a big stepping stone to other goals in my life, like moving to a better apartment and eventually owning a home, being able to travel more, and being prepared for a wonderful retirement!

To help me along, I've picked up thhe book, Start Late, Finish Rich, by David Bach, again. I started it a year ago, and got just a few pages into it. With everything going on this year, I'm probably not in much better financial shape than I was a year ago, because I haven't given it much attention. I've been coasting along, by and large, just taking care of basics and not thinking much about the future, financially. I did increase my automatic contribution to my retirement account earlier in 2006, but otherwise I just let it sit. Am I investing wisely for retirement? How much do I want to save for my first home? What's my credit score? Lots of things to decide. I'll start my balancing my checkbook today and work on a gameplan!

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