I'm working on my list on New Year's Resolutions, and the big one this year (aside from continuing on the Rice Diet) will be to improve my finances. This is a big stepping stone to other goals in my life, like moving to a better apartment and eventually owning a home, being able to travel more, and being prepared for a wonderful retirement!
To help me along, I've picked up thhe book, Start Late, Finish Rich, by David Bach, again. I started it a year ago, and got just a few pages into it. With everything going on this year, I'm probably not in much better financial shape than I was a year ago, because I haven't given it much attention. I've been coasting along, by and large, just taking care of basics and not thinking much about the future, financially. I did increase my automatic contribution to my retirement account earlier in 2006, but otherwise I just let it sit. Am I investing wisely for retirement? How much do I want to save for my first home? What's my credit score? Lots of things to decide. I'll start my balancing my checkbook today and work on a gameplan!